Understanding Your Rights and Options for Medical Bills After a Car Accident in Fort Lauderdale

A car accident can change your life in an instant. Beyond the shock and damage to your vehicle, one of the biggest concerns most people face is how to handle medical bills after a crash. From emergency room visits and ambulance rides to follow-up care and physical therapy, the costs add up quickly. If you’ve been injured in Fort Lauderdale or anywhere in South Florida, it’s important to know your rights and the legal options available to protect yourself.

At Stockwell Law, Attorney Marissa Stockwell is dedicated to helping accident victims understand their rights and fight for the compensation they deserve. Unlike larger firms where you may never meet the attorney whose name is on the door, Marissa personally guides every client through the legal process, ensuring you get the attention and advocacy you need.

Who Pays Your Medical Bills After a Car Accident in Florida?

Florida is a no-fault insurance state, which means that after a car accident, your own insurance company is typically the first to cover medical expenses through Personal Injury Protection (PIP) benefits. PIP is required for all Florida drivers and covers up to 80% of medical expenses and 60% of lost wages, up to $10,000.

While PIP can help in the immediate aftermath of an accident, it often doesn’t cover the full extent of your costs—especially if you’ve suffered serious injuries. That’s when you may have the right to pursue additional compensation through a personal injury claim.

When Can You Pursue a Personal Injury Claim?

If your injuries are considered serious or permanent under Florida law, you may be able to step outside the no-fault system and pursue a claim against the at-fault driver. This type of claim can help cover medical expenses not paid by PIP, as well as:

• Future medical care

• Physical therapy and rehabilitation

• Pain and suffering

• Lost wages and reduced earning capacity

Having an experienced Fort Lauderdale personal injury lawyer like Marissa Stockwell is crucial in these situations. Insurance companies are often quick to minimize or deny valid claims, but with legal guidance, you can fight for the compensation you need to move forward.

Common Medical Bills After a Car Accident

Car accident injuries can range from minor to life-altering, and the medical bills reflect that. Some of the most common expenses accident victims in South Florida face include:

• Emergency room visits and hospital stays

• Ambulance and medical transport costs

• Diagnostic imaging (MRIs, X-rays, CT scans)

• Surgeries and follow-up care

• Prescription medications

• Physical therapy and rehabilitation

• Mental health treatment for trauma or PTSD

These costs can quickly exceed PIP limits, leaving accident victims worried about how they’ll manage financially. That’s why knowing your rights and acting quickly is so important.

How Stockwell Law Helps

Attorney Marissa Stockwell takes a hands-on approach with every case, ensuring that clients never feel like just a number. From investigating the accident and gathering medical records to negotiating with insurance companies and, if necessary, taking your case to court, she is committed to protecting your best interests every step of the way.

Serving clients throughout Fort Lauderdale, Hollywood, Sunrise, Plantation, Pompano Beach, and the greater South Florida area, Marissa brings both compassion and determination to her work. She understands how stressful it is to face mounting medical bills while trying to heal, and she makes it her mission to fight for fair compensation so you can focus on recovery.

Take the Next Step

If you’ve been injured in a Fort Lauderdale car accident and are overwhelmed by medical bills, don’t face the process alone. At Stockwell Law, you’ll work directly with Attorney Marissa Stockwell, who will explain your options clearly and help you pursue the compensation you deserve.

Contact Stockwell Law today for a free consultation and learn how we can help you protect your rights, reduce the financial burden, and move forward with confidence.