How Much Money Can a Passenger in a Car Accident Receive in Florida?

If you were a passenger injured in a car accident in Florida, you may be wondering how much

compensation you’re entitled to. Unlike drivers, passengers are almost never considered at fault, which means you have strong legal rights when it comes to recovering money for your injuries. At Stockwell Law, you’ll work directly with one experienced attorney who personally guides every case from start to finish — ensuring your claim receives the focus and attention it deserves.

Passenger injury claims can be complex, especially in Florida’s no-fault system, but understanding how compensation works can help you take the right steps toward recovery.

Passengers Have Strong Rights Under Florida Law

Because passengers do not control the vehicle, they are rarely blamed for causing an accident. This means passengers can often file claims against:

• The driver of the vehicle they were riding in

• The driver of the other vehicle

• Both drivers if each contributed to the crash

• Their own insurance in certain circumstances

Your First Source of Compensation: PIP Insurance

Florida’s no-fault system requires every driver to carry Personal Injury Protection (PIP). As a passenger, you’re typically covered by:

1. Your own PIP policy (if you have one)

2. If you don’t have a policy, the PIP coverage of the driver whose car you were in

PIP covers up to $10,000 of medical expenses and partial lost wages. However, PIP is only the beginning — not the full value of your claim.

When You Can Sue for Additional Compensation

Passengers can step outside the no-fault system and pursue a liability claim if they suffered:

• Significant or permanent injuries

• Scarring or disfigurement

• Loss of bodily function

• Disability

• Pain and suffering

This is where the settlement amount increases, because liability claims allow you to recover much more than the limited PIP benefits.

What Damages Can a Passenger Recover?

With a liability claim handled by Stockwell Law, you may be able to pursue compensation for:

• Full medical expenses (past & future)

• Lost wages and reduced earning ability

• Pain and suffering

• Emotional distress

• Loss of enjoyment of life

• Long-term or permanent injuries

• Rehabilitation and surgical needs

The more severe your injuries, the higher your potential recovery.

So How Much Money Can a Passenger Receive?

Settlement amounts vary depending on the injury and the available insurance coverage. While every case is different, here are general ranges based on real Florida case trends:

• Mild injuries (sprains, minor whiplash): $10,000 – $30,000

• Moderate injuries (concussions, broken bones, herniated discs): $50,000 – $200,000

• Severe injuries (surgery, long-term disability, spinal injuries): $250,000+

• Catastrophic injuries (permanent disability, paralysis): Can reach high six or seven figures

The right attorney can make a major difference in proving the full impact of your injuries — and maximizing your payout.

Who Pays the Passenger’s Settlement?

In Florida, passenger compensation may come from several sources:

• The at-fault driver’s bodily injury coverage

• The insurance policy of the car you were riding in

• Your own uninsured/underinsured motorist coverage

• Additional third-party claims if multiple vehicles were involved

An experienced lawyer knows how to identify every possible policy to ensure you receive the full compensation available.

Why Choose Stockwell Law as a Passenger Injury Victim?

Stockwell Law is not a large firm with rotating attorneys. Here, you work one-on-one with the same attorney (Marissa Stockwell) throughout your case. You get personal attention, consistent communication, and a legal strategy tailored to your injuries, your recovery, and your goals.

We handle everything — from evidence gathering and insurance negotiations to fighting lowball offers and, when needed, preparing your case for trial. Our mission is simple: protect your rights and secure the highest compensation possible.

Injured as a Passenger? Contact Stockwell Law Today

If you were a passenger hurt in a Florida car accident, you should never settle for less than you deserve. You have strong legal protections, multiple avenues for recovery, and the right to pursue full compensation for your injuries.

Call Stockwell Law today for a free consultation and get the dedicated representation you need to move forward.

Your injuries deserve justice. Your recovery deserves support. Stockwell Law is here to help.