Personal Injury Protection (PIP), often referred to as Florida’s no-fault insurance, is required for most drivers in the state. PIP coverage helps pay for medical expenses and a portion of lost wages if you or your passengers are injured in a car accident, regardless of who caused the crash. In Florida, PIP typically covers up to a set amount (typically $10,000) of medical costs and income loss, making it an important first source of benefits after an accident. Since Florida operates under a no-fault system, injured drivers must first turn to their own PIP insurance before pursuing a claim against another driver, except in cases involving serious injuries. Understanding how Florida’s PIP coverage works is essential for protecting your rights after an accident.